What the Black Friday weekend does to people is absolutely insane. It’s human irrationality at it’s best, and retailers have figured out all of the right buttons to push to make it happen. I know I’m not going to keep you from buying stuff. There are just too many forces working against you, but what…
When it comes to vehicles, since I’m a frugal upper middle class white dude in his 30s, clearly I favor the superior reliability of Hondas, Mazdas, and the other Japanese made vehicles. Recently my wife and I bought a Honda Crosstour (aka Totesmagotes – I’ll let you figure out why), which should be paid off…
Even though I’m now a bit of city slicker, that wasn’t always the case. I grew up in a small farm town in southern Indiana called Lanesville. There were literally no stoplights, no buildings over two stories, and you could run through the entire downtown end to end in about 8 minutes. My graduating class…
SKIP AHEAD: There’s no better way to pay off your debt quicker than to add to your income streams. My mentor, and best-selling author and CEO, Ramit Sethi, is hosting a special, live in-depth presentation on how to make $1,000+/month doing what you love… Register here: https://academysuccess.com/earn1k-webinar — Over the past week, we have: Calculated a feasible debt payoff…
As my new friend Arina Nikitina tweeted me after the previous article on optimizing spending, making more money is absolutely key to paying of your debt quicker. If all you ever do is cut back on your expenses, you’ll be on that hamster wheel your entire life. Spend money, cut back. Spend money, cut back….
A couple of days ago, we took a dive into debt, when it’s OK, when it’s not, and how to begin eliminating it. You also used my Debt Payoff Calculator to figure out how much you need to pay per month in order to eliminate your debt within your goal. If you haven’t figured that…
Getting out of debt doesn’t have to be complicated. It doesn’t require any super special tricks, complex consolidation practices, confusing spreadsheets, or anything else that might make you want to pull your hair out. If you want to crush your debt, it just comes down to a few key principles that I want to go…
Let me ask you a question. If I asked you right now at what age you want to live out the rest of your life doing whatever you want to do, without slaving away your days, what would your answer be? Would it be 65… 60… 55… even 50 or less? Have you ever sat…
In the last post, we talked about how a young and dumb version of myself lost thousands of dollars by doing some pretty boneheaded things when I started my “investing” career. If you missed that one, you can check it out here. You’ll want to understand the lessons within that one before getting too far…
I’ve been answering quite a few questions on Quora lately from novice investors. I guess it’s good that people are at least asking questions rather than sitting and doing nothing, but either way, it’s a little bit scary what’s out there. These are the wrong questions to be asking. They’re all centered around getting rich…