Lately, I’ve been doing a lot of optimization about how to continue to increase my income vs. expenses gap. This, above all other things, is what produces wealth. Sure, you need to be able to handle that money efficiently after you save it, but if you don’t save it in the first place, there is…
If you’ve been reading this blog for any long period of time, you’ve probably noticed that I haven’t been writing nearly as much as I normally do. There are a couple of reasons for this, one being that I’m putting more time into growing a small side hustle doing web consulting and building WordPress websites…
From a math perspective, it makes total sense that if you have more hours in the work day, you can get more done, right? So what is the easiest way to gain more working hours? A younger me once arrived at this simple conclusion. I can just sleep less and I’ll get more done! But is…
Normally I wouldn’t post something like this due to its “spammy” nature (hey just being honest), but having recently saved about $700 a year on my own auto insurance by implementing many of these same steps, this guest post by Tom Bartsch of Dairyland insurance makes perfect sense to get out to the world. I’m…
More than ever, we work in a mobile world. So much that people are barely buying desktop PCs anymore. I can do half my job from my smartphone, and rarely actually need to step foot in an office. Technology has made this possible in a number of ways, especially in recent years. Remote teams can…
Student loans can take 10 years or more to get out from under. For some, it can take an entire working career. One of the best ways to minimize student loan debt is to stop it before it even starts. There are numerous scholarships available to new students, and even students that have already started…
This is a guest post by Josh Wilson of Family Faith Finance. He goes into detail about the pros and cons of renting your home versus buying, and makes some really great points. If you’re stuck trying to make this decision, take a few minutes to read what he has to say. Take it away…
This is a story from Jacob Evans of Dollar Dillegence. He paid off $25,000 of debt in 18 months, which is an amazing accomplishment. Here he shares the strategies he used to do so. Take it away Jacob. —- My nearly 15-month journey toward paying off $25,000 in debt started six years into student loan…
On one hand student loans are terrible. They cause young people to start their independent lives with tens of thousands in debt. On another hand, they’re kind of awesome. They allow young people to attend college with some skin in the game. Do you know what happens when you don’t pay for something? It loses…
I used to be absolutely terrible at negotating. My first attempt at asking for more money was during a hiring process as I had just gotten a job offer. It’s so embarrassing to think about. I might have asked myself to leave right there. I remember saying “If I only make X amount of money,…