Vegas. Man... that's one crazy ass city. I just returned from getting married in Las Vegas about a month ago (yes, it was planned), where I took that picture from our hotel room at The Mirage. It was my first time there. I heard it was going to be an awesome experience, but I had no idea how amazing it really was. The entire time, I couldn't help thinking how completely nuts it's founders and developers must have been to have dreamed up this city. I mean to me at the time, it was … [Read more...]
Time Is a Created Thing
“Time is a created thing. To say 'I don't have time,' is like saying, 'I don't want to.”- Lao Tzu This is one of the best quotes I've ever read about time. What it basically means is, we all have the same 24 hours each day. What we choose to do with those hours is what makes us the person we are. Time is the ultimate equalizer. What we do with it and how effectively we use it it what separates us from the rest of the crowd. For a person to say "I don't have enough time" is the same … [Read more...]
Spring Cleaning is Stupid and the Story of the $212 Yard Sale
As I write this post, it's spring time. People are busy with 'spring cleaning' or as I call it, getting rid of all of the junk they have accumulated over the years. If you haven't noticed by now, I'm not a big supporter of excess things. In fact, I've often written about the massive opportunity cost of your stuff. Stuff doesn't just cost the money you spend to buy it. It also costs you all of the space it takes up, all of the cost to maintain it, and ends up justifying needs to start … [Read more...]
How to Stop Being Lazy Using Replacement Therapy
You know why habit rhymes with rabbit? Because at the end of the day, they both end up at the bottom of a big ol' bunny hole. Hey, I thought it was funny :), but I digress. On to the point of this post - how to stop being lazy. Let me start with a question. Have you ever been addicted to something? Not necessarily a chemical addiction like the way most people classify addictions, but any kind of addiction, no matter how small it might seem. If you said no, consider … [Read more...]
Good or Bad? How Our Parents Have Influenced Our Financial Habits
Many people blame their parents for facing financial failures or drawbacks. Did your dad’s nose bar you from getting a prom date? And, what about your mom’s hips that absorb every piece of chocolate that you have? Well, the shape of your wallet could also be impacted by your parents, but these traits come from your upbringing, not through genetics. My attitude about money, whether I spend, save, find a financial balance or even the amount of money that I earn, is most often determined by … [Read more...]
Wow – Was That Really Worth Your Time?
Caution. Total rant on the way, including a bit of harsh language. I promise there is a lesson in this, but trust me. I have to tell you the story first. It sometimes amazes me how little value many people put on their time. I don't know if they just don't think about it, or if they really don't have anything better to do. In any case, this is just nuts. I usually don't get worked up when I see people doing silly things, but this one really takes the "gigantic waste of time" … [Read more...]
What to Learn About Money Management – Knowledge is Power
Money plays a huge role in the lives of people all over the world. It is relied on for most of the things we do and, until it runs out just before payday, many of us take it for granted. On top of this, debt has become a ‘normal’ part of modern society – it’s simply more acceptable now to be thousands of dollars in the red than it ever has been before. This, however, can cause major problems further down the line. While owing money, whether to banks, family members, or friends, is becoming … [Read more...]
Five Simple Ways to Tackle Your Debt Before It Starts
This is a guest post by Dan Marshall of Oak View Law Group. Dan's opinions do not necessarily reflect the opinions of Academy Success, but he does offer some pretty sound advice. Make sure to check out this recent article about habit change as well. The best advice in the world is nothing without knowing how to integrate it into your daily routine. --- The importance of maintaining your personal finance is something that you’ve probably heard of a bit too often. You must’ve then felt like … [Read more...]
Five Simple Steps to Avoid a Mountain of Student Loan Debt
This is a guest post and does not necessary reflect the views and opinions of Academy Success (but I agree it's pretty good advice). Learn about guest posting on Academy Success here. ---- College is expensive ... It's an obvious statement and somewhat of a cliché in 2013, but it can't be ignored by high school seniors. Unless you're in the minority of full-ride scholarships or parents who pay tuition, you need to find a way to cover the cost on your own. In the U.S., that way is the … [Read more...]
How Can New Or Expecting Parents Keep Their Finances In Check?
Everyone has heard that after you have a child, your life will never be the same. While that's absolutely true, the saying itself doesn't really go into any useful details. In addition to having a sporadic sleep schedule for the next few years, one of the areas that a new child impacts the most is a couple's finances. According to multiple estimates, the cost to raise a child over the course of eighteen years is around $300,000. If that figure didn't make your jaw hit the floor, it's worth … [Read more...]
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