A lot of people have this idea in their heads that to save money, you should do things like take your lunch to work, stop buying magazines, and stop eating out so much. While I can't argue that those things will save you money if you do them, they're simply not sustainable. The problem is, you have to do them over and over and over, not just once. Every time you make that decision not to have an appetizer at dinner, you're going to feel the annoyance and pain of making that … [Read more...]
Here’s Why Your Monthly Expenses Are Getting Out of Control
I've used the technique below for the past couple of years, and it has been working out really well. It will not only save you money, but it will also begin to ingrain a nice basic awareness of what is going on with your finances, which can help pave the way for future personal finance training, a gateway savings technique, so to speak :) One of the most awesome payment structures ever conceived by businesses (for businesses) was the monthly subscription. It works amazingly well because … [Read more...]