I've used the technique below for the past couple of years, and it has been working out really well. It will not only save you money, but it will also begin to ingrain a nice basic awareness of what is going on with your finances, which can help pave the way for future personal finance training, a gateway savings technique, so to speak :) One of the most awesome payment structures ever conceived by businesses (for businesses) was the monthly subscription. It works amazingly well because … [Read more...]