As my new friend Arina Nikitina tweeted me after the previous article on optimizing spending, making more money is absolutely key to paying of your debt quicker. If all you ever do is cut back on your expenses, you'll be on that hamster wheel your entire life. Spend money, cut back. Spend money, cut back. Spend money, cut back. It'll never end. The only way to break out of this cycle to to begin to increase your income. There are a couple of simple ways to do this. We'll talk … [Read more...]