A lot of people have this idea in their heads that to save money, you should do things like take your lunch to work, stop buying magazines, and stop eating out so much. While I can't argue that those things will save you money if you do them, they're simply not sustainable. The problem is, you have to do them over and over and over, not just once. Every time you make that decision not to have an appetizer at dinner, you're going to feel the annoyance and pain of making that … [Read more...]