- Take a look at the funds offered in your 401k and research them with Morningstar or Yahoo Finance
- Choose the fund or funds you would like to invest in depending on your goals and risk level. Remember the target date / lifecycle funds if you are having trouble choosing.
- Go ahead and get invested in the fund(s) you like. You can always change these in the future, so don’t let this hold you back (DO NOT move on until you have taken this action step).