What the Black Friday weekend does to people is absolutely insane. It's human irrationality at it's best, and retailers have figured out all of the right buttons to push to make it happen. I know I'm not going to keep you from buying stuff. There are just too many forces working against you, but what I can try to do is help you be smart and fight back against the evil genius of retailers during this time of year. Believe me - I wish the answer was as simple as this dude makes it, but … [Read more...]
Check out these new financial calculators and planning tools, built just for you
When it comes to vehicles, since I'm a frugal upper middle class white dude in his 30s, clearly I favor the superior reliability of Hondas, Mazdas, and the other Japanese made vehicles. Recently my wife and I bought a Honda Crosstour (aka Totesmagotes - I'll let you figure out why), which should be paid off close to the beginning of next year. She'll probably kill me for posting this picture, but here it is anyway :) Anyway - When I was going through the process of trying to … [Read more...]
Why I Stopped Cutting My Grass, and How It’s Made Me 1000s of Dollars
Even though I'm now a bit of city slicker, that wasn't always the case. I grew up in a small farm town in southern Indiana called Lanesville. There were literally no stoplights, no buildings over two stories, and you could run through the entire downtown end to end in about 8 minutes. My graduating class barely had 40 people. In this town, there is a massive festival every year where people come to look at old farm equipment, watch tractors pulling ridiculously heavy loads, and of … [Read more...]
Learn How to Build Multiple Streams of Income and Earn Extra Money “On the Side”
SKIP AHEAD: There's no better way to pay off your debt quicker than to add to your income streams. My mentor, and best-selling author and CEO, Ramit Sethi, is hosting a special, live in-depth presentation on how to make $1,000+/month doing what you love... Register here: https://academysuccess.com/earn1k-webinar --- Over the past week, we have: Calculated a feasible debt payoff planPlugged the holes in your spending habitsAnd even kicked off the process … [Read more...]
Let’s Work on Getting You a Raise
As my new friend Arina Nikitina tweeted me after the previous article on optimizing spending, making more money is absolutely key to paying of your debt quicker. If all you ever do is cut back on your expenses, you'll be on that hamster wheel your entire life. Spend money, cut back. Spend money, cut back. Spend money, cut back. It'll never end. The only way to break out of this cycle to to begin to increase your income. There are a couple of simple ways to do this. We'll talk … [Read more...]
Let’s Optimize Your Spending Habits
A couple of days ago, we took a dive into debt, when it's OK, when it's not, and how to begin eliminating it. You also used my Debt Payoff Calculator to figure out how much you need to pay per month in order to eliminate your debt within your goal. If you haven't figured that out yet, you can access that here. Today, I want to help you conquer a huge step in eliminating your debt, but one that people often overlook very easily - optimizing your spending. Are Your Personal Finances … [Read more...]
Top 3 Ways to Crush Your Debt
Getting out of debt doesn't have to be complicated. It doesn't require any super special tricks, complex consolidation practices, confusing spreadsheets, or anything else that might make you want to pull your hair out. If you want to crush your debt, it just comes down to a few key principles that I want to go over with you over the next couple of weeks. As I write this post, my wife and I just purchased a $23,000 nearly brand new car (it was a few years old with very low mileage - … [Read more...]
Your Top 11 401k Questions, Answered
Let me ask you a question. If I asked you right now at what age you want to live out the rest of your life doing whatever you want to do, without slaving away your days, what would your answer be? Would it be 65... 60... 55... even 50 or less? Have you ever sat down and thought about it? If not, I challenge you to make that a life priority, because whatever that age is, you're going to need a healthy retirement savings to achieve it. [Tweet "If you don't know where you're going, … [Read more...]
How to Get Started Investing in Stocks
In the last post, we talked about how a young and dumb version of myself lost thousands of dollars by doing some pretty boneheaded things when I started my "investing" career. If you missed that one, you can check it out here. You'll want to understand the lessons within that one before getting too far into this training. Now I want to help you with your next question - how to get started investing in stocks. In this training, I want to introduce you to a simple way to do just that … [Read more...]
How I Lost Thousands of Dollars in the Stock Market, and How My Grandma Saved Me From Myself
I've been answering quite a few questions on Quora lately from novice investors. I guess it's good that people are at least asking questions rather than sitting and doing nothing, but either way, it's a little bit scary what's out there. These are the wrong questions to be asking. They're all centered around getting rich quick - which I'm sorry to tell you, doesn't happen with investing unless you're hustling and have a lot of money to throw around. But then I think back to how … [Read more...]
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